Home is personal. Your real estate experience should be, too. Start with the desk below: it answers the questions Houston buyers and sellers don’t know to ask, and it runs entirely on your phone. Then bring the rest to Cody.Start your next move in Houston with a conversation.
No account, no chatbot in the cloud. What you type stays on your phone unless you choose to send it to Cody. Try one of these, or ask in your own words.
Cody Early is a Houston real estate advisor with OakHouse Real Estate, a boutique brokerage at Post Oak. Buying a home, considering a sale, or simply figuring out where to begin? Bring your questions, your priorities, and your idea of what comes next.
He works the way this page works: the numbers first, the surprises before they cost you, and a straight answer about what he gets paid before you tour a single house.
How Cody is paid, in plain English: since August 2024 every buyer signs a written agreement before touring, and the fee is negotiable and can be paid by the seller as a concession. Cody puts his in writing before the first showing. Ask the desk: “how are you paid?”
Every calculator below is plain math with the assumptions shown. Nothing is uploaded. Market inputs as of : 30-year fixed , Houston median , months of inventory.
Paste the numbers from any listing. The X-ray resets the taxes to your price, prices the insurance Houston actually charges, and lists what to verify before the option period ends.
What will a Houston house be worth in 2036? Set the drivers yourself. The model is calibrated so that history-median inputs reproduce Houston’s actual 1975–2025 pace (4.1% a year, FHFA), and every dial’s effect is itemized. Rosy in, rosy out.
FHA, VA and USDA loans can be assumed by a qualified buyer, with the lender’s approval. In a 7% world, a 2.9% loan is worth real money. Enter the seller’s loan and see what it’s worth to you.
A seller credit toward a permanent buydown can beat the same dollars off the price. Compare both with the assumptions in the open.
A first pass at a seller’s net. Commission is negotiable and set in writing; the default here is a placeholder, not a quote.
A few details make a better first conversation. This prepares a message in your own email or text app. Nothing is sent until you send it.
Opens a draft in your email or messages app.